Would you deposit $20k into a bank account that pays you 23.5% interest every year? Of course, you would. Here is how: Have a $20k solar system installed on your roof (about an 18-panel set). Your cost, after the 26% tax credit is $14,800. You will generate about $290 per month of electricity (to offset your electric bill). So, $14,800 of your money will make $3480 every year. That is about a 23.5% return on your investment. And, with the electric rate going up every year, your return will go up as well.
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